:root{
  --blue:#0d5bd1;
  --blue-dark:#0a3275;
  --sky:#eaf3ff;
  --ink:#10213d;
  --muted:#5d6b84;
  --line:#d9e4f4;
  --white:#ffffff;
}

*{box-sizing:border-box}

html{
  scroll-behavior:smooth;
  scroll-padding-top:120px;
}

body{
  margin:0;
  font-family:Arial, Helvetica, sans-serif;
  color:var(--ink);
  background:#fff;
  line-height:1.6;
}

img{max-width:100%;display:block}

a{
  color:var(--blue);
  text-decoration:none;
}

.container{
  width:min(1120px, 92%);
  margin:0 auto;
}

.site-header{
  position:sticky;
  top:0;
  z-index:10;
  background:rgba(255,255,255,.95);
  border-bottom:1px solid var(--line);
  backdrop-filter:blur(8px);
}

.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:18px 0;
}

.brand img{
  height:96px;
  width:auto;
  max-width:none;
}

.nav-links{
  display:flex;
  gap:22px;
  align-items:center;
  font-weight:700;
}

.btn{
  display:inline-block;
  background:var(--blue);
  color:#fff;
  padding:14px 22px;
  border-radius:999px;
  font-weight:700;
  border:0;
  cursor:pointer;
}

.btn:hover{background:var(--blue-dark)}

.btn-secondary{
  background:#fff;
  color:var(--ink);
  border:1px solid var(--line);
}

.btn-small{padding:10px 16px}

.hero{
  background:linear-gradient(180deg,#f4f8ff 0%, #ffffff 100%);
  padding:56px 0 44px;
}

.hero-grid{
  display:grid;
  grid-template-columns:1.2fr .8fr;
  gap:34px;
  align-items:center;
}

.eyebrow{
  display:inline-block;
  color:var(--blue);
  font-weight:700;
  text-transform:uppercase;
  letter-spacing:.08em;
  font-size:.82rem;
}

h1,h2,h3{
  line-height:1.2;
  margin:0 0 12px;
}

h1{
  font-size:3.2rem;
  max-width:14ch;
  margin-top:10px;
}

h2{font-size:2rem}

.lead{
  font-size:1.12rem;
  color:var(--muted);
  max-width:64ch;
}

.hero-actions{
  display:flex;
  gap:14px;
  flex-wrap:wrap;
  margin-top:26px;
}

.feature-pills{
  display:flex;
  gap:12px;
  flex-wrap:wrap;
  margin-top:20px;
}

.feature-pills span,
.coverage-tags span{
  background:#fff;
  border:1px solid var(--line);
  padding:10px 14px;
  border-radius:999px;
  font-weight:700;
}

.coverage-tags{
  display:flex;
  flex-wrap:wrap;
  gap:14px;
  margin-top:24px;
  align-items:center;
}

.coverage-tags span{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-width:140px;
  padding:12px 18px;
  text-align:center;
  line-height:1.25;
}

.map-box h2{max-width:16ch}

.map-box p{
  max-width:34ch;
  margin:0 0 10px;
}

.hero-card{
  background:linear-gradient(135deg, #0a3275, #0d5bd1);
  color:#fff;
  padding:28px;
  border-radius:28px;
  box-shadow:0 20px 50px rgba(13,91,209,.2);
}

.hero-logo{
  height:150px;
  width:auto;
  margin-bottom:16px;
}

.hero-card ul{
  padding-left:20px;
  margin:14px 0 0;
}

.trust-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:18px;
}

.trust-grid article,
.card,
.map-box,
.flow-box,
.contact-form{
  background:#fff;
  border:1px solid var(--line);
  border-radius:24px;
  padding:22px;
}

.section{
  padding:64px 0;
  scroll-margin-top:5px;
}

.alt,
.contact-section{background:#f7fbff}

.section-intro{
  max-width:70ch;
  color:var(--muted);
}

.cards{
  margin-top:24px;
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:18px;
}

.card p,
.trust-grid p,
.map-box p,
.flow-box li,
.contact-list p{color:var(--muted)}

.two-col{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:24px;
  align-items:start;
}

.flow-box ol{
  padding-left:20px;
  margin:0;
}

.contact-form{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px 16px;
}

.contact-form label{font-weight:700}

.full-span{grid-column:1 / -1}

input,
textarea,
select{
  width:100%;
  margin-top:6px;
  padding:13px 14px;
  border-radius:14px;
  border:1px solid #cfdcf0;
  font:inherit;
  background:#fff;
}

.site-footer{
  border-top:1px solid var(--line);
  padding:22px 0;
  background:#fff;
}

.footer-flex{
  display:flex;
  justify-content:space-between;
  gap:20px;
  align-items:center;
}

.hidden-field{
  position:absolute !important;
  left:-9999px !important;
  width:1px !important;
  height:1px !important;
  opacity:0 !important;
  pointer-events:none !important;
}

.consent-row{
  display:flex;
  gap:10px;
  align-items:flex-start;
  font-weight:400 !important;
  color:var(--muted);
}

.consent-row input{
  width:auto;
  margin-top:4px;
}

.consent-row span{line-height:1.5}

.form-note{
  margin:4px 0 0;
  color:var(--muted);
  font-size:.92rem;
}

.success-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius:28px;
  padding:32px;
  max-width:760px;
  margin:64px auto;
  box-shadow:0 10px 28px rgba(13,91,209,.08);
}

.success-card p{color:var(--muted)}

.success-actions{
  display:flex;
  gap:14px;
  flex-wrap:wrap;
  margin-top:24px;
}

@media (max-width: 980px){
  .hero-grid,
  .two-col,
  .cards,
  .trust-grid{
    grid-template-columns:1fr 1fr;
  }

  .nav-links{
    gap:14px;
    font-size:.95rem;
  }

  h1{font-size:2.5rem}
}

@media (max-width: 820px){
  .coverage-tags{gap:12px}
  .coverage-tags span{min-width:calc(50% - 6px)}
}

@media (max-width: 720px){
  .nav{
    flex-direction:column;
    gap:14px;
  }

  .hero-grid,
  .two-col,
  .cards,
  .trust-grid,
  .contact-form{
    grid-template-columns:1fr;
  }

  .brand img{height:78px}
  h1{font-size:2rem}
}

@media (max-width: 520px){
  .coverage-tags span{min-width:100%}
}


.disclaimer-box{
  margin-top:24px;
  padding:18px 20px;
  border:1px solid var(--line);
  border-radius:18px;
  background:#f7fbff;
}

.disclaimer-box h3{
  margin:0 0 8px;
  font-size:1rem;
  letter-spacing:.04em;
  color:var(--blue-dark);
}

.disclaimer-box p{
  margin:0;
  color:var(--muted);
}